Financial Advisory Services

Providing personalized insurance and investment solutions for your financial security and peace of mind.

Insurance Consultation

If you run your business, your absence can hurt both the company and your family. A life insurance policy can provide money if something happens to you. This money can help pay off business debts and support your family, so they do not face serious financial stress.

Starting and running a business in India is exciting, but it also comes with risks. Avoid these mistakes by creating a strong business plan, preparing for taxes, using digital tools, saving for emergencies and having life insurance. This way, you protect your business and your family’s future, giving you more peace of mind as you grow your venture.

Investment Planning

Strategies to maximize your investments and ensure a secure financial future.

Comprehensive Financial Solutions

Holistic approach to achieving your financial goals with tailored advice.

IFollow the 40-40-20 approach

Start by dividing any extra funds or monthly savings into three parts—40% for safe, stable investments, 40% for growth-focused assets and 20% for life insurance or similar protections. By doing this, you create a well-rounded portfolio that combines stability, growth potential and crucial coverage for your loved ones.

40% in low-risk instruments:Consider putting this portion into fixed deposits, government bonds or other stable and safe investments. These are less likely to fluctuate with the market and can serve as a cushion during uncertain times.

40% in growth assets:Here you can invest in equity mutual funds, stocks or other options that can give high returns. These investments have more risk, but they often lead to better growth in the long run, helping you build wealth faster.

20% for protection:One of the best investments you can make here is life insurance. Set aside money for insurance premiums to protect your family from financial strain if something happens to you. This amount can also cover other types of insurance like health or critical illness riders, based on your needs.

Review and adjust regularly

Family needs to evolve over time. As your child grows, so do their wants and needs. Schedule regular check-ins to see if your fund and insurance coverage need a top-up. Adjusting your plan ensures that you stay prepared for any change in your child’s interests or academic path.

Getting ready for a newborn goes beyond buying cute outfits and decorating a nursery. It’s about laying a solid financial foundation that supports both education and extracurricular growth. By creating a separate fund, investing wisely and having life insurance for peace of mind, you can offer your child every opportunity to explore, learn and succeed. Start preparing now so that your little one can thrive for years to come.